The lack of financing opportunities and the retarded grant payments often hamper the development of agro business and put agricultural producers in a deadlock situation. Our agricultural loan provides a quick alternative to maintain activity and to realize goods. You can obtain funds to purchase fertilizers, seeds, pesticides, to expand your activity through purchase of domestic animals and new machinery.
- What We Offer
- - Loan amounts in the range of EUR 1 000 to EUR 25 000.
- - Repayment term from 1 month to 5 years.
- - With preferential arrangement.
- Why To Choose Us
- - Repayment scheme in conformity with your production cycle and the related to it payment ability
- - With us agricultural producers benefit from preferential conditions
- - No fee for paying off the loan ahead of schedule
- - No proof of income is required
- - No monthly service fee
- - No application fee
- - No fee for real estate valuation
- - Wide range of acceptable collaterals
- - The credit history of the client is not a priority by approving the loan
- - We will respond to your application within 2 working days
The property, provided as collateral, needs to be on the name of the applicant. Otherwise, the owners are obligated to give their confirmation for giving you the collateral by signing the loan with you as guarantors.
Immovable property: estates, landed property, agricultural land
Movable property: machinery, trucks, other agricultural equipment
- Restrictions about the collateral:
- - no distains and other encumbrances;
- - no user rights by third parties;
- - no shares are acceptable.
- Initial documents needed for the approval:
- - Loan Application form
Business development services for agricultural producers
We offer to our clients a diversity of complementary business development services (BDS) that aim to support their activity. Thanks to our team of experts in all financial areas and our partners from our financial group we are able to provide full service to you.
- BDS offered:
- - Sell your receivables or buy on offer other via the new platform: www.Cesia.bg
- - Receive an expert advice for the opportunity of Rescheduling your loans
- - Sell your production profitably with the help of SIS Coop
- - Ask for the best offers for buying agricultural equipment
- - We could help you find row materials and plant protection products at the best price;
- - We offer Bank intermediation
- - Learn more about European programs in Agriculture and apply for
- - Find the best Insurance for your machineries, property, production
SIS Credit with rating BB-
We are proud that SIS Credit is among the little Bulgarian non-bank financial institutions that have been rated. In 2016 we received an institutional rating BB- with stable outlook, set by the international rating agency Microfinanza rating.
CRUCIAL FOR CLIENTS
In reliance to many request for help from clients regarding unscrupulous financial institutions, we decided to write down some valuable advices to you. Learn how to avoid being in a position to deal with disloyal institution and what to look at by signing a contract.
SIS CREDIT: ASSESSMENT
SIS Credit has received high score in a compliance with the European Code of Good Conduct assessment. The final report prepared by Microfinance Center- Poland shows that SIS is developing in line with the international standards in the microfinance sector.