Personal loan with collateral
The personal loan with collateral could help you fulfill your ideas and cover unexpected expenses of your family. You could also optimize your monthly budget by refinancing other non-bank loans and make pay only one installment in SIS Credit.
- What We Offer
- - Loan amounts in the range of EUR 1 500 to EUR 15 000.
- - Repayment term from 1 month to 2 year.
- - Collateral- real property.
- Why To Choose Us
- - Opportunity to choose between 2 different repayment schemes – equal monthly instalments or interest monthly payments and a lump-sum principal payment on maturity date
- - No fee for paying off the loan ahead of schedule
- - No proof of income is required
- - No monthly service fee
- - No application fee
- - No fee for real estate valuation
- - We will respond to your application within 2 working days
The property, provided as collateral, needs to be on the name of the applicant. Otherwise, the owners are obligated to give their confirmation for giving you the collateral by signing the loan with you as guarantors.
Immovable property: estates, landed property, agricultural land
- Restrictions about the collateral:
- - no distains and other encumbrances;
- - no user rights by third parties;
- - no shares are acceptable.
- Initial documents needed for the approval:
- - Owner’s document (notary deed or other)
- - Pictures
- - Loan application form
- - The purpose of loan in written
Personal consultancy services
We offer to our clients a diversity of complementary services that aim to support their activity. Thanks to our team of experts in all financial areas and our partners from our financial group we are able to provide full service to you.
- Consultancies offered:
- - Receive an expert advice for the opportunity of Rescheduling your loans
- - We offer Bank intermediation
- - Invest with Sofia International Securities (SIS)
- - Find the best Insurance for your property, car, etc.
SIS Credit with rating BB-
We are proud that SIS Credit is among the little Bulgarian non-bank financial institutions that have been rated. In 2016 we received an institutional rating BB- with stable outlook, set by the international rating agency Microfinanza rating.
CRUCIAL FOR CLIENTS
In reliance to many request for help from clients regarding unscrupulous financial institutions, we decided to write down some valuable advices to you. Learn how to avoid being in a position to deal with disloyal institution and what to look at by signing a contract.
SIS CREDIT: ASSESSMENT
SIS Credit has received high score in a compliance with the European Code of Good Conduct assessment. The final report prepared by Microfinance Center- Poland shows that SIS is developing in line with the international standards in the microfinance sector.